Appraisal services for Sandy and Salt Lake County homeowners

The top seven reasons why UT homeowners hire Lone Peak Appraisal Services:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To lower a monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a UT divorce, where real estate needs to be divided
Determine the true market value of real estate in question to settle an estate in UT

Own a house in or near Sandy, UT and need help determining the value of it?
Contact Lone Peak Appraisal Services.

We at Lone Peak Appraisal Services understand the individual needs of a customer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and accountants. Being a consumer that probably doesn't see an appraisal on a regular basis,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Lone Peak Appraisal Services, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.

Need to remove PMI?

A preferred way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. At Lone Peak Appraisal Services, we're experienced in helping homeowners just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging property tax assessments

Lets say you live in a local area that is going down -- your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Lone Peak Appraisal Services is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be inconvenient from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. Lone Peak Appraisal Services can provide you with a professional appraisal to help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for accuracy, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Lone Peak Appraisal Services offers field reviews where we go out and check the subject and comparables in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Lone Peak Appraisal Services can help you with that. Even though this is typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.